Commercial Coverage for Every Texas Business

Bundles commercial property and general liability into one cost-effective policy for qualifying small and mid-size businesses.

Protects your business from third-party claims of bodily injury, property damage, and personal/advertising injury.

Covers vehicles owned, leased, or regularly used by your business for liability, collision, and comprehensive losses.

Provides medical benefits and wage replacement to employees injured on the job — and protects employers from most injury lawsuits.

Covers your building, equipment, inventory, and business personal property against fire, theft, vandalism, and named perils.

Protects against data breaches, ransomware, and the legal, notification, and recovery costs that follow a cyber incident.

Covers claims arising from errors, omissions, or negligent professional services — even when you did everything right.

Shields executives, directors, and board members from personal financial liability for decisions made on behalf of the organization.

Covers claims of wrongful termination, discrimination, sexual harassment, and other employment-related disputes.

Provides an additional layer of liability protection above the limits of your primary policies — at a fraction of the cost of increasing primary limits.

Covers tools, equipment, and goods in transit or at off-site locations not protected by standard commercial property policies.

Protects business property from flood damage — explicitly excluded from standard commercial property policies.

Guarantees contractual obligations and protects clients if your business fails to fulfill its duties — often required by contract or law.

Covers claims arising from bodily injury or property damage caused by products your business manufactures, distributes, or sells.

Texas-specific coverage for businesses that serve, sell, or furnish alcohol — protecting against claims from alcohol-related injuries.