Personal Lines
We place all 12 personal lines — and we know which ones Texas families actually need. Click any coverage below to see what it covers, who needs it, and where the gaps are.
Why Texas Is Different
Standard policies written for other states often leave Texas families exposed. We know the exclusions, the local carriers, and the endorsements that matter here.
#1
Hail Loss State
Texas leads the nation in hail damage claims every year
1 in 8
Uninsured Drivers
Texas has one of the highest rates of uninsured motorists in the US
$125B
Harvey Losses
Most Harvey flood damage was uninsured — outside designated flood zones
254
Texas Counties
Each with unique weather, flood, and liability risk profiles
As an independent agent, we shop multiple carriers to find the right coverage at the right price — for your home, your vehicles, your family, and everything in between.